Winning in the digital economy

The banking industry has never seen more disruption—new, innovative challengers and advanced technologies are changing market structure and taking a bite out of revenues. In fact, 17 percent of industry players that entered banking over the last 13 years have grabbed one-third of revenue growth in Europe. For incumbents, the time to act is now.

Simply becoming a digitally better version of themselves isn’t enough to turn the tide. Like their competitors, banks need to become more relevant and harness digital to drive growth, they must rethink their “North Star” business models and be bold in reorienting their organizations—or they risk being left behind as the industry changes around them.

That’s where Accenture Banking comes in. Whether we're helping modernize core banking operations, turn a mobile banking experience into a social one, or reinvent payment and credit models, our banking consulting services empower clients with data-driven insights and the right tools to adopt a mindset fit for today's—and tomorrow’s—digital landscape.

To learn more about the trends bringing the new “post-digital era” into focus, explore our 2019 Banking Tech Vision report.

Banks need to adapt if they want to thrive in the emerging post-digital era, where recent priorities are fast becoming the table stakes of the future.

The Open Banking revolution is here

Technology + regulations are unlocking the banking value chain and how a bank acts now will shape its future to lose or win.

Open Banking is evolving the industry toward hyper-relevant, platform-based distribution and enabling banks to expand their ecosystems and extend their reach. Those that treat it as an opportunity vs. a threat will position themselves for a thriving, open, digital future.

Explore our collection of thought leadership to make sure your bank is ready.

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How we can help

Our banking consulting services are powered by deep industry experience and backed by a truly global presence.


Banking delivery centers around the world, including India, Spain, China & the Philippines


Of the top 50 banks worldwide are our clients


Of the top 20 money managers worldwide are our clients

Case studies

We created a pioneering app that elevated the car-buying experience for all involved.

Elevating digital marketing by creating content focused on customers every step of the way.

Re-envisioning mobile banking for Garanti

The iGaranti service turns banking on its head and transforms how people manage their money.

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What we think

Traditional banks can morph into high-flying, digital-first banks for superior economic performance.

Banks: Step up your corporate payments game to help clients adapt to an open, instant & invisible world.

Incumbents can use their scale and brand as an advantage, offering trusted value to customers.

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Banking blog


We uncover the issues making waves in banking and payments, from digital transformation to compliance to technology—and everything in between.

Digital change outcomes impact bank performance

Alan McIntyre explores if “digital pole position” consistently generates superior economic performance for banks.


Data-driven banking: How data is changing the world

Guest blogger David Cordero shares five golden rules that banks should follow to become data-driven enterprises.


The future of payments is cloud – and now is the time to embrace it

If your bank hasn’t embarked on its journey to cloud payments yet, now is time to start. Sulabh Agarwal explains.




Research, partnerships and activities making headlines in the banking industry.

Accenture collaborates with JPMorgan Chase to create flagship branch

We teamed with JPMorgan Chase & Co. to design its new flagship branch that drives digital & physical customer experiences, bringing the brand to life.

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Only half of banks globally are making significant advancements in digital transformation, resulting in lower market valuations, Accenture report finds

Only 12 percent of banks are fully committed to transformation. Report recommends banks pursue digital leadership to drive superior financial performance.

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